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Terms and conditions

Jersey Terms & Conditions for booking of courses


SIFS: SIFS School of International Financial Services Limited.

Agreement: the Booking Form and these Terms and Conditions.

Booking Form: the online booking form for the Course(s) which can be found at

Course(s): the course or courses identified in the Booking Form.

Data Protection Legislation: the (i) The Data Protection (Jersey) Law 2018 and the Data Protection Authority (Jersey) Law 2018; (ii) General Data Protection Regulation ((EU) 2016/679) (both as amended or updated from time to time); and (iii) any successor legislation applicable in Jersey.

Fees: the fees payable by the Customer or Customer Employer as set out in the Booking Form for any Course.

Customer: the individual identified on the Booking Form as the “Delegate” or the “Student”.

Employer: the employer of a Customer, as identified in the Booking Form, who has agreed to pay the Fees.


1.1 Under and subject to this Agreement, tuition on the Course and all study materials shall be provided by SIFS.

1.2 Where an Employer is sponsoring the Fees for the tuition, SIFS will not be obliged to supply tuition or study materials until such time as that Employer has paid the Fees in full.

1.3 By applying for tuition, the Customer agrees to be bound by this Agreement.

1.4 Where an Employer completes and submits the Booking Form on behalf of the Customer, the Employer agrees to be bound by the terms of this Agreement where applicable.


2.1 Full payment of the Fees is due within 30 days from the date of the invoice.

2.2 SIFS reserves the right to:

• charge late payment interest on any outstanding Fees, at a rate of 5% above the Bank of England base rate; and

• recover any reasonable debt collection costs in connection with this Agreement.

2.3 Where an Employer completes and submits the Booking Form on behalf of the Customer, the Employer is liable for all unpaid Fees. Where the Customer completes and submits the Booking Form and chooses to invoice an Employer for payment of the Fees, the Customer and the Employer are jointly and severally liable for all unpaid Fees.


3.1 Any study materials supplied to the Customer are provided by SIFS with intellectual property remaining the property of SIFS.


4.1 Customers attending a classroom Course will be provided with SIFS study materials on the first day of the Course.

4.2 SIFS reserves the right to cancel, reschedule, or change the location of a Course, if in the opinion of SIFS, such an action is necessary. SIFS will notify the Customer as soon as the change is made. In such circumstances, the Customer has the option to transfer to an alternative course date (subject to availability and the approval of the Employer where applicable), or to receive (or the Employer receive where applicable) a refund or credit note for the Fees paid.

4.3 Subject to availability, provided full payment has been received, and SIFS is informed at least 14 working days prior to the Course start date, it may be possible to transfer to a different course of the same value, for which a course transfer fee of £25 will be charged. Such transfer may also give rise to an additional charge by SIFS for replacement study materials.

4.4 Under no circumstances are Courses or study materials transferable.

4.5 Customers may cancel a classroom Course provided that at least 14 days’ notice is given to SIFS prior to the start date of the Course and a refund of the Fees will be given (less a deduction for study materials and a cancellation fee of £100). For cancellations notified less than 14 days prior to the start date of the Course, no refunds will be given.

For Courses booked from 1 January 2021 the following clause 4.6 and 4.7 shall apply in addition to clause 4.5:

4.6 Where the cost of the cancelled Course is less than £100 no refund will be payable by SIFS and no administration or cancellation fee in excess of the Fees will be payable by you.

4.7 Where SIFS issues you (or your Employer) with a credit note, that credit note will be valid for 12 months from the date of its issue. Any credit not used within 12 months will be written off and no alternative will be offered.


5.1 SIFS grants the Customer a non-transferable, non-exclusive licence to use SIFS products supplied to that Customer under the terms of this Agreement.

5.2 The licence in clause 5.1 automatically terminates upon termination of this Agreement for whatever reason.

5.3 The Customer warrants that they shall only use SIFS products for their own educational purposes and shall not, without SIFS prior written consent, copy, make available, retransmit, reproduce, sell, disseminate, licence, distribute, publish, broadcast or otherwise circulate SIFS products (or any part of them) to any person other than in accordance with this Agreement.

5.4 The Customer shall fully indemnify SIFS in respect of any infringement of any intellectual property rights arising as a result of their use of SIFS products in breach of this Agreement.


Each Customer must notify SIFS in writing of any change in their contact details or employment details, including the email address specified on the Booking Form and telephone number.


Personal possessions are the sole responsibility of the Customer, and SIFS do not accept any responsibility for anything that is lost or stolen from their premises. Customers are advised to keep valuables with them at all times.


Any notices required to be served by SIFS under this Agreement will be deemed properly served if sent via prepaid postage to the postal address, or emailed to the email address (at SIFS discretion) provided by the Customer on the Booking Form.


9.1 The liability of SIFS for direct losses arising out of their negligence (other than in respect of liability for death or personal injury), breach of contract or any other cause of action arising out of or in connection with this Agreement shall be limited to the cash receipts from the Customer (or Employer) for the Fees.

9.2 SIFS shall not be liable for any indirect or consequential loss whether arising from negligence, breach of contract or otherwise.


10.1 SIFS warrants that study materials will be of satisfactory quality but does not warrant that study materials will be error free.

10.2 SIFS warrants that it will perform any services under this Agreement with reasonable skill and care.

10.3 These warranties are provided in lieu of all other warranties express or implied which are hereby excluded to the fullest extent permitted by law.


11.1 The Customer (and the Employer where applicable) agree that, as provided in the Booking Form, personal data collected for the purposes of this Agreement will be shared between SIFS and processed in accordance with the Data Protection Legislation and privacy policy (available at

11.2 In addition, the Customer agrees that, where the Course has been paid for by an Employer, SIFS may share information regarding the Customer’s attendance and performance with the Employer.


If any provision of this Agreement is held to be invalid or unenforceable by any tribunal of competent jurisdiction, the remaining provisions shall not be affected and shall be carried out as closely as possible according to the original intent.


This Agreement and any non-contractual matters arising out of it shall be governed by the laws of Jersey. The parties to this Agreement irrevocably submit to the exclusive jurisdiction of the Jersey Courts for the determination of disputes arising out of and/or under this Agreement.


In the event that several discounts may apply to a Course the Customer shall be entitled only to one discount, at its discretion. In the event of any inconsistency between the Terms and Conditions on SIFS website and those contained in this Agreement, this Agreement shall take precedence.

January 2021

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